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Consolidating Debt

If it seems like every day brings a new credit card bill, it might be time to consider consolidating your debts with a low-interest home equity loan. With a home equity loan, you can often lower your monthly payments and spend less time paying bills. You could even improve your credit rating with a better payment record.

A home equity loan, or second mortgage, is secured by the value of your home, so the interest rate is usually much lower than a credit card. The interest is also tax deductible. You can take advantage of lower monthly payments to pay off your debt more quickly or to save money.

Home equity loans are available as fixed or adjustable-rate mortgages. Borrowers pay an origination fee, which can be rolled into the loan, plus an appraisal fee and title insurance.

We can tell you more about home equity loans and home equity lines of credit that can help lower payments and simplify your life.


What Our Customers Say

I am so pleased with the way Larry handled the purchase of my first home. I entered the process uninformed and a little nervous. After our initial meeting, and then throughout the entire process, I found myself feeling very comfortable and informed. I will not hesitate to refer Larry to anyone needed his services, and he will be the first one I call in the future. Keep up the good work!

~ B. B.